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Kim Miller, AMP

Education Chair and NMLS Approved Instructor

Tennessee Mortgage Bankers Association

2022 Continued Education Course

Join Kim for a fun and interactive class!

 

This course satisfies the annual continuing education requirements for mortgage loan originators set forth by the SAFE Act. SAFE Comprehensive: Compliance in Action 2020 covers topics required by the SAFE Act, including 3 hours of federal law, 2 hours of ethics, 2 hours of nontraditional mortgage lending, and 1 hour of undefined education (elective).

 

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Course Learning Objectives 

 

After completing this course, you will be able to:

  • Explain how to comply with pre-application and pre-disclosure requirements set forth by federal law and regulation specific to loan origination licensing, FHA lender registration, advertising, referrals, fee and documentation collection, and the exchange of electronic records.

  • Identify requirements set forth by the Truth in Lending Act and Real Estate Settlement Procedures Act specific to providing mortgage disclosures with the correct content, within the required delivery timeframes, and within acceptable tolerances for change.

  • Identify ECOA and FCRA adverse action notification requirements specific to content and delivery time.

  • Define the features and risks of nontraditional mortgage products and methods for mitigating the associated risks.

  • Describe the features of FHA-insured and VA-guaranteed mortgage programs and how they meet the home financing needs of specific borrowers.

  • Explain how provisions of the Fair Housing Act, Equal Credit Opportunity Act, and Home Mortgage Disclosure Act work together to protect consumers from discriminatory and unfair housing, advertising, application inquiry, and loan decision practices.

  • Identify the requirements of the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act, and the Gramm-Leach-Bliley Act that protect consumers from fraud, identity theft, and unlawfully information-sharing.

  • Describe the fundamentals of real estate valuation.

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Kim Miller's Bio

Kim Miller is Arch MI’s Account Manager in Tennessee. With 25 years’ experience in mortgage sales, including loan origination, retail management, wholesale, and correspondent sales, she focuses on understanding the business strategies of her customers in the Tennessee mortgage community and providing innovative MI solutions to support them.  Kim also serves on the Tennessee Mortgage Bankers Association Board of Directors as Education Chair and is an NMLS Approved Instructor for SAFE Act MLO Pre-Licensing and Continuing Education. Kim enjoys creating a fun and interactive experience for her students.