Future Leaders

Wednesday, April 22nd
2:00 pm - 3:00 pm
Forest Room


What does it take to move to the next level?  What is the

mindset of a leader? What is a leader? Hear from current

industry leaders and young leaders of today who are charting

their own course.  They are creating their future, not just reacting. You can too! Join us, get inspired and hear these thought leaders on creating the future and how their individual leadership styles have led to their success.

  • SPONSOR - A unique opportunity to position your company as an industry source and supporter to the next generation of Leaders and Decision Makers! Sponsor will be provided with an exhibit table in the training room.  ​




Ray Coleman's Bio

Vice President/Mortgage Lender


When Ray steps in, you can count on his hardworking, outgoing and energetic spirit. Ray is a graduate of the University of Arkansas, starting his career at Arvest Bank in 2009, Ray began his journey as a Mortgage Lender in 2011 and is now a Vice President. His favorite thing about his role is that he gets to witness the happiness his customers have on closing day, when they complete the purchase of their home. His top priority is to provide exceptional customer service while making the mortgage process enjoyable for his clients as well as providing guidance with all of their financial needs.   Ray serves on the Board of Directors for the Kansas City Mortgage Bankers Association, is a past President of the Young Professionals of Lee’s Summit, MO as well as serving on other Local Chamber of Commerce Boards.

Kiara Johnson's Bio

Senior Mortgage Banker

First Integrity Mortgage Services

Kiara Johnson is a St. Louis native with over a decade of experience in the mortgage industry. Her experience includes working on the operations side as a branch manager and also as a processing manager, but  she has found her passion in being a loan officer. Kiara especially enjoys working with veterans and first-time homebuyers. In her mind, the key to success is found through education and taking the time to understand each unique customers’ situation in order to determine the best product for their needs. Kiara received her bachelor’s degree from Southeast Missouri State University with a dual concentration in Marketing Management and Accounting. Outside of being a Loan Officer, she enjoys time with family and traveling. She has also served on the executive board for the Mortgage Bankers’ Association of St. Louis. She was recently installed as the first African American President for the chapter.

JR Huber's

Senior Vice President, Sales & Production


J.R. Huber has been in the mortgage industry for 24 years, starting as a loan officer and working his way up to President of Victory Mortgage, LLC in Cincinnati, OH. In 2016, he relocated to Knoxville to become the SVP of Sales and Production for Mortgage Investors Group, and essentially, work where he has always vacationed. He is grateful to part of an industry that provides the dream of home ownership. He is so proud of his personal accomplishments, he lives vicariously through himself. Had it not been for a knee injury at age 14, he would probably still be playing professional soccer. He has made a full recovery, and If there was an all-star team for the "Men's >40 soccer league” in Knoxville , J.R. would be first team. His degree in Child Psychology at Denison University has prepared him well to handle consumers’ emotions when buying or building a home,  but is absolutely useless when it comes to handling twin teenage daughters. J.R. has had 7+ years with Mortgage Bankers Associations, including the dubious honor of President following the greatest financial crisis in history. Therefore, the prosperous recovery of the Mortgage Industry may or may not be a result of his leadership as GCMBA President.

David Norris's Bio

Vice President/Mortgage Lending Supervisor


David Norris is the regional mortgage lending supervisor for Arvest Bank’s Mortgage Division in Northeast Arkansas. He’s been with Arvest since 2009 and has been in residential mortgage lending since 2012. David started his mortgage lending career in Central Arkansas where in 2016, David was recognized as one of Arvest Bank’s Best of the Best for total unit production. He was also voted on by readers of Arkansas Life Magazine as an industry favorite! In 2018, David was promoted to mortgage lender supervisor of Arvest Bank’s newly acquired footprint in Northeast Arkansas. In 2019, David’s team closed 219 loans for $34 million in production in the first full year of loan origination for Arvest Bank in Northeast Arkansas. His team’s focus is on personalized service and a customized approach to each customer needing financing.


David is the current president of the Northeast Arkansas chapter of the Mortgage Bankers Association of Arkansas.


David has been married for 11 years and he and his wife Sarah have two daughters, three and five years old.

Grace Russel's Bio

Mortgage Loan Officer

Hancock Whitney Bank

With less than 4 years in the mortgage industry, Grace has quickly become a top producer on the Gulf Coast. She currently serves as the Vice President for the Mississippi Gulf Coast Chapter of Mortgage Bankers Association. In 2017, she was named the Biloxi Ocean Springs Association of Realtors Affiliate of the Year. Grace is also active in several other groups including Junior Auxiliary and Coast Young Professionals. She currently works for Hancock Whitney Bank in Ocean Springs. 


Grace loves to help people of all walks of life achieve the American dream of home ownership. When she isn’t busy working, one of her favorite things to do is travel to new places. She also enjoys entertaining, cooking and hanging out with her two fluffy puppies.