Fair Lending and Mortgage Compliance:
Tidbits and Takeaways!

Venetian Room
Strategic Track

Thursday, April 21st
3:00 pm - 4:00 pm

Sponsored by:


Fair Lending has fast become one of the major review items with regulatory agencies – redlining, pricing and credit underwriting practices, community involvement –all being scrutinized to ensure that there are no discriminatory practices in the majority-minority communities.  In addition, the CFPB has now added “anti-discrimination” oversight under UDAAP authority.  The other issue is RESPA Section 8.  We will talk about these issues and what to do to stay out of hot water.

Patsy Parkin Headshot.jpg
Patsy Parkin
Butler Snow LLP

Fair Lending and Mortgage Compliance

Patsy Parkin Headshot.jpg

Patsy Parkin

Senior Banking compliance Advisor

Butler Snow LLP

Patsy Parkin is the Senior Banking Compliance Advisor for Butler Snow LLP and is based in the firm’s Jackson, Mississippi office. Mrs. Parkin has been at Butler Snow for over 26 years, where she has worked with attorneys and banking compliance professionals in the firm’s Finance, Real Estate & Restructuring practice group. As Senior Banking Compliance Advisor, Mrs. Parkin provides compliance support for the Mississippi Regulatory Compliance Group (MRCG) and the Mid-South Regulatory Compliance Group (MSRCG) and communicates with federal and state regulatory agencies on behalf of bank group members. In addition, Mrs. Parkin performs compliance reviews and consults with various banks in four states on loan and deposit compliance, fair lending compliance, Regulation O, Bank Secrecy Act, SAFE Act, Identity Theft Protection Program, and advertising. 


Mrs. Parkin has 43 years of banking experience and has served as a guest lecturer for the Jack Henry User’s Group, Mortgage Bankers, Mississippi Bankers Association, Tennessee Bankers Association, and Arkansas Community Bankers Association. She also authored Sheshunoff’s Compliance Officer’s Management Manual, as well other Sheshunoff manuals. At Butler Snow, she has provided her expertise in the execution of the compliance group’s Fair Lending Initiative, TRID Initiative, and 2018 HMDA Training. Most recently, in response to a need from member banks to obtain training regarding certain fundamental principles, Mrs. Parkin offered monthly webinars focusing on key compliance topics. 


Mrs. Parkin is a Certified Regulatory Compliance Manager and former Compliance Officer for Deposit Guaranty National Bank, which is now Regions.